NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE
FOR TRANSACTION ACCOUNTS
All funds in a "noninterest-bearing transaction account"
are insured in full by the Federal Deposit Insurance
Corporation from December 31, 2010, through December 31,
2012. This temporary unlimited coverage is in addition to,
and separate from, the coverage of at least $250,000
available to depositors under the FDIC’s general deposit
insurance rules.
The term "noninterest-bearing transaction account"
includes a traditional checking account or demand deposit
account on which the insured depository institution pays
no interest. It does not include other accounts, such as
traditional checking or demand deposit accounts that may
earn interest, NOW accounts, money-market deposit
accounts, and Interest on Lawyers Trust Accounts
("IOLTAs").
For more information about temporary FDIC insurance
coverage of transaction accounts, visit
www.fdic.gov.