About Us

Over 100 years old and growing strong…
We’re proud of our community banking history!

In 1902, businessmen, farmers and workers desired a banking institution to meet their financial needs and provide for growth and development of the small community of Cadott, Wisconsin. Thus, in August of 1902, Citizens State Bank was chartered. Two moves on Main Street locations occurred before settling in at the current location, and relocating the drive-up facility to State Highway 27, near the Highway 29 interchange.

In 1985, to better serve the Cadott and Chippewa communities, a branch bank was built at the corner of Highway 178 and County Highway S. In 1995, another full service office was opened at the corner of County Highways J and X.

With four convenient locations, Citizens State Bank is proud to be a community bank and part of our growing communities.


Citizens State Bank – Going forward

At Citizens State Bank, we are committed to serving customers, communities in which we live and work, shareholders, and employees. Our top priorities are to provide quality customer service, develop customer focused financial products and services, and build long term relationships with our customers and our communities.

As a locally owned and managed independent community bank, we pledge to make sound and prudent financial decisions for the long-term benefit of the bank, the customers and communities we serve, our shareholders and employees.

We provide a challenging and satisfying work environment for our employees. At Citizens State Bank, we believe in providing professional development and training opportunities, encouraging employees to excel, and rewarding employee excellence.

Providing financial products and services that meet the needs of our customers, and a commitment to quality customer service are priorities that we strive to meet every day.

We pledge our continued efforts to make Citizens State Bank the best bank for you!