Citizens State Bank Privacy Statement And Disclosure Policy

We respect your privacy. We have never shared nonpublic personal information and we will continue to protect your privacy.

Categories of Information that We May Collect

We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms, such as your name, address, social security number, assets and income
• Information about your transactions with us, our affiliates, or others, including your account balance, payment history, parties to transactions, and credit card usage
• Information we receive from a consumer reporting agency, such as your credit worthiness and credit history

Categories of Information that We Disclose

We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.

Disclosure as Permitted by Law

We may disclose all of the information we collect, as described above to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements.

Confidentiality and Security

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information. If you ever have questions or concerns about the integrity of your account information, please contact us.