Who We Are

Over 100 years old and growing strong.

Citizens State Bank was chartered in 1902 when a group of businessmen, farmers, and workers created a banking institution to not only meet their financial needs but also foster the growth of their small community in Cadott, Wisconsin.

Two moves occurred before settling at the current location and relocating the drive-up facility to Highway 27, near the Highway 29 interchange. In 1985, a branch bank was built at the corner of Highways 178 and S. In 1995, another full service office was opened at the corner of Highways J and X. View all locations.

Community Involvement

As a locally owned independent community bank, we pledge to continue to:

  • make sound, prudent financial decisions for the long-term benefit of the bank, our customers, our communities, our shareholders, and our employees
  • provide financial products and services that meet the needs of our customers and quality customer service
  • create a challenging, satisfying work environment by encouraging our employees to excel with professional development opportunities and excellence rewards
Community Involvement

Community Involvement

We're proud of our unwavering commitment to our community. That's why we support:

  • Big Brothers Big Sisters of Northwestern Wisconsin
  • Boyd Park Concessions Stand Project
  • Cadott Community Summer Library Program
  • Cadott Fire Department
  • Cadott Lions Club
  • Cadott Riverview Park Playground Fund
  • Cadott Youth Wrestling
  • Chippewa County Historical Society
  • Chippewa County Humane Association
  • Chippewa Falls Area Chamber of Commerce
  • Chippewa Falls Area School District
  • Chippewa Falls Boys and Girls Club
  • Chippewa Falls Fire Department
  • Chippewa Falls Lions Club
  • Chippewa Falls Kiwanis Club
  • Chippewa Falls Main Street
  • Chippewa Falls Oktoberfest
  • Chippewa Falls Safety Patrol
  • Chippewa Falls Youth Baseball
  • Chippewa Falls Youth Wrestling
  • Chippewa Falls YMCA
  • iHeartMedia Christmas is for Children Program
  • Hallie Baseball and Softball
  • HSHS St Joseph's Hospital
  • Jason's Presents
  • Jim Falls Lions Club
  • Joshua's Camp
  • Junior Achievement of Wisconsin
  • Lake Wissota Lions Club
  • McDonell Area Catholic Schools
  • Relay for Life of Chippewa County
  • School District of Cadott Community
  • Susan B Komen Foundation
  • Tilden Fire Department
  • Tilden Lions Club
  • Town of Lafayette Youth Recreation
  • Yellowstone Art Trail

Community Involvement


Citizens State Bank is the best kept secret in banking. Join us in building on our 100+ years of community banking experience – we are ready to grow!

At Citizens State Bank, it's our mission to develop long-term customer relationships built on trust. We strive to maintain a sales environment that reflects our mission by identifying our customers' needs and promoting practical and beneficial solutions for them. Our management team supports our mission by actively working to maintain an environment that encourages open communication, problem-solving, and a high level of customer service.

You'll love our compensation package that includes competitive wages, generous benefits, training, and opportunities for advancement.

Be part of an organization that values integrity, teamwork, and relationships – send us your resume!

Apply Today

Send us your resume:

Citzens State Bank
Attn: Human Resources
304 N Main St
Cadott, WI 54727


Download the application

Vice President of Deposit Operations

Position Summary

The Vice President Deposit Operations is responsible for building and executing the strategy and business plan for the retail deposit function of the bank as well as being responsible for all deposit related back room functions of the bank.  Duties include overseeing the teller function, retail deposit function, bookkeeping supervisor and related activities and supervising the bank's security officer.  Responsible for developing strategies relative to product, pricing and strategic positioning of all deposit related products and services.

Essential Functions Summary

*  Monitors daily operations to ensure all bank customers are served in a professional, courteous and efficient manner.

*  Supervises the Central Operations Supervisor, Lead Tellers, Receptionist and Security Officer.

*  Designs, implements and oversees the Teller training program and Tell policies and procedures.

*  Is the Bank's Senior Leader of the Deposit Operations team.  Researches, creates and implements new programs products and services.

*  Works with the Compliance Officer to ensure that all policies and procedures meet regulatory requirements.

*  Serves as a member of the ALCO and Strategy teams.