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Better Bankers.
Better Business.

Commercial Loans

A personal approach to commercial loans from a bank that is proud to help Cadott, Chippewa Falls, Cornell, Lake Wissota, Stanley, Prentice, Stratford, and the surrounding communities thrive by financing its business development.

Work with experienced relationship-oriented lenders at a bank that is uniquely qualified and conveniently located to serve all of your business borrowing needs. You'll get competitive rates and fast turn around times with approval decisions made locally by people you know.

  • Operating Lines of Credit
  • Term Loans
  • Equipment Loans
  • Commercial Real Estate Loans
  • Visa Business Credit Cards Download Application

Commercial Loan Assistance Programs

Our commercial lenders will also help you utilize local, state, and national financial assistance programs such as:

  • Regional Business Fund Inc.
  • United States Small Business Administration (SBA)

Our Lenders

Providing commercial loans in Cadott, Chippewa Falls, Cornell, Lake Wissota, and the surrounding areas.

Bob Binczak

715-978-0122

Brendan Haney

715-978-0164

Josh Beaudette

715-978-0107

Scott Sisko

715-972-9578

Business Checking Accounts

We understand that every business is different, that's why we offer a variety of easy-to-use checking services. Find the right checking account to fit your business:

CSB Small Business Checking

Designed for businesses that want to keep things simple. This is a non-interest bearing account for nonprofit, owner-operated, start-up, and small businesses with low transaction volumes.

  • No minimum balance
  • 50 debits per statement cycle free
    ($0.25 fee for each additional)
  • Check and deposit images are available for a $5 monthly fee
  • Unlimited check writing, No-fee ATM**, Online Banking*, Bill Pay*, Mobile Banking*
  • Free eSatements or $2/month paper statement fee

CSB Business Checking

Earning credit makes this a potentially free checking account that provides flexibility and services for all businesses, regardless of size.

  • No minimum balance
  • $5 monthly maintenance fee
  • An earnings credit will be applied based on each $100 of available balances. (This willoffset fees only. Please ask representative for effective current earnings credit rate.) $.15 will be assessed per debit. $.07 per check deposited with no charge for checks drawn on Citizens State Bank.
  • Check and deposit images are available for a $5 monthly fee
  • Unlimited check writing, No-fee ATM**, Online Banking*, Bill Pay*, Mobile Banking*
  • Free eSatements or $2/month paper statement fee

CSB Business Interest Checking

This checking account is interest bearing and designed to help you maximize your business.

  • $1,000 minimum current available balance. There is a minimum balance fee of $15 per monthly cycle if the minimum balance is not maintained.
  • Interest paid on current available balance
  • Check and deposit images are available for a $5 monthly fee
  • Unlimited check writing, No-fee ATM**, Online Banking*, Bill Pay*, Mobile Banking*
  • Free eSatements or $2/month paper statement fee

CSB Business Money Market Checking

This is an interest bearing account with potential investment grade earnings.

  • $2,500 minimum current available balance
  • There is a minimum balance fee of $7 per monthly cycle if the minimum balance is not maintained.
  • Interest credited and compounded monthly.
  • Minimum Balance Per Item Fee of $2 will be assessed for each debit presented while current available balance is below $2,500
  • Check and deposit images are available for a $5 monthly fee
  • Online Banking*, Bill Pay*, Mobile Banking*
  • Free eSatements or $2/month paper statement fee

All accounts are FDIC insured according to FDIC guidelines and limits.
* Some fees may apply/subject to approval.  ** When using CSB ATMs or ATMs within ATM Access Network.

Business Banking 1
Business Banking 2
Business Banking 3

Bill Pay

Make paying your bills easier

  • Schedule regular fixed payments
  • Pay invoices, taxes, and employees
  • Setup multiple-user access

Order Checks

Contact any office to place an order.

View Office Locations
business relationships

Need more information?
Want to open an account?

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We will be in touch shortly. You dream the dream; we'll help make it come true!