CSB Small Business Checking

Designed for businesses that want to keep things simple. This is a non-interest bearing account for nonprofit, owner-operated, start-up, and small businesses with low transaction volumes.

• No minimum balance
• No monthly maintenance fee
• 50 debits per statement cycle free
  ($0.25 fee for each additional)
• $Check and deposit images are available for a $5 monthly fee
• Unlimited check writing, No-fee ATM**, Online Banking*, Bill Pay*, Mobile Banking*

CSB Business Checking

Earning credit makes this a potentially free checking account that provides flexibility and services for all businesses, regardless of size.

• No minimum balance
• $5 monthly maintenance fee
• An earnings credit will be applied based on each $100 of available balances. (This willoffset fees only. Please ask representative for effective current earnings credit rate.) $.15 will be assessed per debit. $.07 per check deposited with no charge for checks drawn on Citizens State Bank.
• $Check and deposit images are available for a $5 monthly fee
• Unlimited check writing, No-fee ATM**, Online Banking*, Bill Pay*, Mobile Banking*

CSB Business Interest Checking

This checking account is an interest bearing and designed for sole proprietors or qualified non-profit organizations.

• $1,000 minimum current available balance. There is a minimum balance fee of $15 per monthly cycle if the minimum balance is not maintained.
• No monthly maintenance fee
• Interest paid on current available balance
• Check and deposit images are available for a $5 monthly fee
• Unlimited check writing, No-fee ATM**, Online Banking*, Bill Pay*, Mobile Banking*

CSB Business Money Market Checking

This is an interest bearing account with potential investment grade earnings.

• $2,500 minimum current available balance
• There is a minimum balance fee of $7 per monthly cycle if the minimum balance is not maintained.
• No monthly maintenance fee
• Interest credited and compounded monthly.
• Minimum Balance Per Item Fee of $2 will be assessed for each debit presented while current available balance is below $2,500
• Check and deposit images are available for a $5 monthly fee
• Unlimited check writing, No-fee ATM**, Online Banking*, Bill Pay*, Mobile Banking*

All accounts are FDIC insured according to FDIC guidelines and limits.
* Some fees may apply/subject to approval. ** When using CSB ATMs or ATMs within ATM Access Network.