Nick Hedrington, Credit Analyst, at Citizens State Bank graduates from the Agricultural Lending School. Hedrington received his successful completion from the Agricultural Lending School which was held July 31 - August 2, 2019 in Wausau. Sponsored by the Wisconsin Bankers Association, this school is designed to provide bankers with the practical aspects of agricultural credit and finance, farm management, the lending process and more through class instruction, classroom discussion, case study group work, and a farm visit. The faculty is comprised of bankers who are considered authorities in their respective fields.
Hedrington has been at Citizens State Bank for the past year and a half. "This is a unique opportunity for our credit team to expand knowledge to help enhance our credit abilities and policy which ultimately allows us to better serve and meet the changing needs of our customers. It is through this we can develop long-term relationships built on trust and serve our communities," Tim Cruciani, President/CEO, Citizens State Bank.
Citizens State Bank is located in Cadott, Chippewa Falls, and Cornell.
Citizens State Bank is set to open a new full-service branch office at 221 Bridge Street, Cornell, WI 54732 on September 4, 2019. The bank is a sound and secure financial institution which has obtained FDIC and Wisconsin DFI approval. Citizens State Bank is a locally owned, independent community bank servicing personal, business, and agricultural needs.
The branch office at 221 Bridge Street in Cornell has been renovated and branded to Citizens State Bank standards. Hannah Cowan, a Chippewa Falls native, will be leading the branch as the Business Development Branch Lead. Katrina Hakes, a Cornell resident, will be operating as a teller in the branch. There will be an additional team member as well.
Citizens State Bank was founded in 1902 in Cadott, Wisconsin. It was created by a group of businessmen, farmers, and workers to not only meet their financial needs but also foster the growth of their small community in Cadott. They are headquartered on North Main Street in Cadott with a drive-up location on South Main Street. In 1985, the company expanded to Chippewa Falls and opened a branch on the corner of Highways 178 and S. In 1995, another branch was opened at highways J and X in Chippewa Falls.
President/CEO, Tim Cruciani, says, "It is with absolute excitement that we pursue expanding into Cornell. We serve a base of customers from the area and our new branch makes us more agile and able to serve those customers with better care, accessibility, and efficiency". He also stated, "Citizens State Bank is on a mission to grow. We care about our customers and work to find the best solution for them by learning about them, their situation, and their needs and dreams. Growth allows us to continue this mission and help more people and communities".