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Message from Our Presidents

To Our Community Financial Bank Family

As you may have heard, pending federal approvals, Citizens State Bank has agreed to acquire Community Financial Bank, with a closing date of approximately May 8, 2023.

When a financial institution gets acquired, it without a doubt raises questions about next steps for their customers, for their banking experience, for their piece of mind. As the holidays fast approach, we want to let you know that you are in great hands.

The Community Financial Bank staff, the people you know and work with on a regular basis, will be an integral part of the transition to Citizens State Bank. And yes, they will continue to be your CSB team after the conversion.

Combine that with the great staff, banking options, and people focused values that Citizens State Bank will be bringing as your new bank; and you can rest assured that you will continue to be part of a community minded institution, wholly focused on your financial needs and the needs of the community.

So close out the year with your friends and family, celebrating the season, knowing that we are working for you; and together we will hit the new year running, providing you with all the information you will need to make the transition to Citizens State Bank as easy and seamless as possible.

We are grateful for your patronage and look forward to a long and prosperous relationship well into the future.

-- Tim Cruciani, CSB and Tim Pritzl, CFB

Press Releases

Citizens State Bank to Acquire Community Financial Bank of Prentice and Stratford, WI

Citizens State Bank and Community Financial Bank have reached an agreement that would merge the two institutions under the Citizens State Bank name. The deal will increase Citizens State Bank's assets to approximately $220 million and bring their branch locations total to seven.

"We are very excited about our expansion into these new markets. Our team is ready to welcome our new customers and team members to Citizens State Bank," said Tim Cruciani, President, and CEO of Citizens State Bank. "We were founded on and remain rooted in people. Community Financial Bank embraces similar values, and we look forward to sharing our customer/team-centric approach to banking with them and the communities they serve."

Chartered in 1902, Citizens State Bank has been a staple in the Chippewa Valley, which makes Tim Pritzl, President of Community Financial Bank, excited about the merger.

"I have spent my tenure at Community Financial focused on our people, our customers, and the community. It's clear that Citizens State Bank has been doing the same for over 100 years, and we look forward to being a part of that legacy and continued growth moving forward."

The transaction has been approved by the Board of Directors of both banks and requires approval by state and federal regulators. Citizens State Bank expects to close the deal in the first quarter of 2023.

Learn more about the merger.

Who We Are

Citizen State Bank is more than a bank.

As a locally-owned independent community bank, we have developed long-term relationships built on trust for more than 100 years.

Learn more about Citizens State Bank.


We're here to help. Contact us today.

Call 715-289-4253


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